Mendeley  

Zotero  

Hosseinnezhad A. Study of Factors Affecting the Adaption of Wheat Crop Insurance Case study: Kermanshah Province. QJIA 2016; 12 (46) :125-143
URL: http://journal.sbkiran.ir/article-1-52-fa.html

By Considering the importance of agricultural insurance for farmers to decrease the
risks of production, and it’s of high value and recognation of effectual factors on
accepting insurance by farmers, and following proper policies toward these variables,
in order to increase requests for agricultural production’s insurance. In this survey
the effectual factors on accepting insurance among wheat producers are going to be
analyzed and reviewed using Logit method. The Collectation of ,required data have
been accomplished by using sampling method by 380 questionnaires in farming
year of 1391-1392 in kermanshah. In this survey the dependent variable (accepting
the wheat insurance) is quantitative which is to be measured with “Yes” and “No”.
The independent variables include: the farmer’s background (years of farming),
wheat farming area on the whole region (hectare), total income (million Tomans)
and participating in local assemblies (weekly). By Concerning the Lojit method, the
results of the test are: there is a negative relation between accepting insurance and the
background variable which indicates that chance of accepting the insurance decreases
as the farmer gets older and older. There is a positive relation between accepting
insurance and the variable of farming area which indicates that the chance of accepting
the insurance increases where the farming hecatarage is inceases. There is a positive
relation between accepting insurance and variable of total income which indicates
that the chance of accepting the insurance increases as the farmer’s income increases.
There is a negative relation between accepting insurance and variable of participating
in local assemblies which indicates that the chance of accepting the insurance
decreases as the participating in local assemblies decreases. Some recommendations
to choose proper policies are given at the end in order to increase the acceptance of
agricultural insurance. These recommendations include unification of farming lands
along with using the privileges of scale increasing, and also using insurance policies
and insurance payments based on farmer’s income and ownership.