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Reduction of natural disasters in agricultural products and natural resources
managements are handled by risk management. Insurance of agricultural prod￾ucts is a tool of the management which is faced with less reluctant and tenden￾cies by the ranchers of Kalaleh from Golestan province. In this regards, current
research was carried out using questionnaire’s method and monitoring approach
in the area. All Sample volume was calculated by Cochran formula and reliabil￾ity of questions was obtained by Cronbach’s alpha coefficient which was 202
samples and 74.34percent, respectively. In order to determine the satisfaction
rate of the ranchers from product insurance to the effective factors, Ordinal lo￾gistic regression model was employed using SPSS v.22 software. The Results
showed that lack of satisfaction of the ranchers was due to some factors such as
lack of agricultural products’ insurance in the past, lack of damages compensa￾tion, lack of participation in training classes, natural condition of prefecture, the
age of rancher, and alfalfa seed allocation .The considerations with convergence
of four different pastoral and nomads peoples which are living in the area, there
is a needs to build different training classes for them for increasing their knowl￾edge so to promote their interest toward acceptance of agricultural insurance.
 

Keywords: Agriculture Insurance, Ranchers, Ordinal Logistic Regression, Golestan Prov￾ince

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