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Habibollahi G, Mohamadi nezhad A, Moghadasi R, Paseban F. Study of Effective Factors on Acceptance of Peach and Nectarine Insurance Case Study: Savojbolagh Township. QJIA 2015; 12 (45) :143-159
URL: http://journal.sbkiran.ir/article-1-45-fa.html

The Hazardous conditions in agriculture production, always, are concerning matters of
the farmers’ income. In the other hand, agricultural insurance is being presume as a
guaranty for avoiding failure in any stages of production, and act as a tool in reducing
risk and strengthen incentives for investment in agriculture. The present study aimed to
investigate the influencing factors on the acceptance of peach and nectarine orchards,
agricultural insurance in Savojbolagh township. The data for this study were collected
by using 130 completed questionnaires from the abovementioned farmers. Then by
using Logit model, and excel or reviews software the affecting factors on the acceptance
of insurance in two groups, insured and not insured, were analyzed.
The results showed that variables such as the number of years of insurance , orchards
area, times of visiting the insurance experts, timeconsuming the administrative
procedures from insurance agents and insurance claims have a significant effect on
insurance acceptance.
Those variables , such as farmer’s age, education, second jobs, credit, income… did not
show any significant effect on insurance compliance.