Volume 6, Issue 19 And 20 (2010)
QJIA 2010, 6(19 And 20): 67-83 |
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najafi B, ghaderi K, noroozi G. Determining Factors Effective on Demand for
Industrial Livestock Insurance
Case Study: Mazandaran Province. QJIA 2010; 6 (19 and 20) :67-83
URL: http://journal.sbkiran.ir/article-1-56-en.html
URL: http://journal.sbkiran.ir/article-1-56-en.html
Abstract: (179 Views)
Abstract
This research has selected Mazandaran Province with regard to factors
such as expansion of insurance covering, husbandry density, risk coefficient and
climatic condition. In this province, data collected from 37 insured and 42 noninsured
animal husbandries via questionnaires and survey in 2003. Logit model
was used to determine willingness of the livestock breeders to insure their cattle.
Results show that despite the positive effects of insurance systems of industrial
animal husbandries in Iran, risk reduction and improvement of the level of
animal husbandry management, insurance coverage and the amount of damage
compensation is disproportionate to market price of the livestock. Also, results
indicate that the number of livestock variables and access to veterinary services
has positive effects on accepting insurance in three levels and other variables
(the amount of farm debt, years of animal husbandry activity, academic level
and income fluctuations) have negative effects on accepting insurance.
This research has selected Mazandaran Province with regard to factors
such as expansion of insurance covering, husbandry density, risk coefficient and
climatic condition. In this province, data collected from 37 insured and 42 noninsured
animal husbandries via questionnaires and survey in 2003. Logit model
was used to determine willingness of the livestock breeders to insure their cattle.
Results show that despite the positive effects of insurance systems of industrial
animal husbandries in Iran, risk reduction and improvement of the level of
animal husbandry management, insurance coverage and the amount of damage
compensation is disproportionate to market price of the livestock. Also, results
indicate that the number of livestock variables and access to veterinary services
has positive effects on accepting insurance in three levels and other variables
(the amount of farm debt, years of animal husbandry activity, academic level
and income fluctuations) have negative effects on accepting insurance.
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