Volume 13, Issue 1 (2024)
QJIA 2024, 13(1): 19-33 |
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manavi D, Navid S, faraj allah hosseini J, mirdamadi M. Affecting Factors on the Tendency of Apple (Malus domestica Borkh.) Producers to Use Agricultural Product Insurance, and Its Effect on the Resilience in Damavand Township. QJIA 2024; 13 (1) :19-33
URL: http://journal.sbkiran.ir/article-1-59-en.html
URL: http://journal.sbkiran.ir/article-1-59-en.html
Abstract: (291 Views)
Resilience is considered a type of foresight due to the dynamic nature of society's response to risks and crises and it helps to expand policy options to deal with uncertainty and change. In this regard, to identifying affecting factors on the tendency of apple producers to use agricultural product insurance, and its effect on the resilience in Damavand township, a descriptive-applied study was conducted in 2020-2021. The statistical population and sample of the research were 306 and 147 number of the apple producers of Damavand township, respectively who had insured their gardens with the Agricultural Insurance Fund. In this study Cochran's formula was used to calculate the sample size this study is practical in its aim. It employs a cross-sectional approach for data collection, focusing on quantitative analysis. Data is gathered through surveys and fieldwork. The study does not involve experimental control over variables. This research is practical in terms of purpose. In terms of collection time, it is a survey. It is quantitative in nature. In terms of data collection method, it is documentary and field. In terms of control, it is non-experimental. The validity of the questionnaire was obtained with the approval of experts and the reliability of the research instrument was also confirmed by conducting a preliminary test by completing 30 questionnaires. Cronbach's alpha coefficients for different scales were calculated to be between 0.74 - 0.92. Data analysis was done using SPSS version 26 software. The correlation test results indicated a strong and positive relationship between age, experience, garden size, annual apple yield, and the resilience of apple producers in Damavand County. The step-wise multiple regression findings revealed that variables such as prompt damage payment, education, and risk management among apple producers in Damavand city explained 58% (R2=0.58) of the variation in the dependent variable, which is the resilience of apple producers in the Damavand township. The results of the regression test, the obtained standard beta (β = 0.71) and the t statistic (t = 2.98) also showed that the timely indeminity payment had the largest effects in the amount of changes in the dependent variable (resilience). Hence, managers and planners of the agricultural insurance fund can enhance farmers' willingness to adopt agricultural insurance by implementing enforcement measures in this sector. This includes streamlining the compensation payment procedures for apple producers in Damavand township.
Keywords: Farmers Education, Indemnity Payment, Agricultural Insurance Fund, Risk Management, Demographic Characteristics
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